How to get money back after being scammed online Australia

Get your money back from scam - Get money back from a scamme

The scammers may contact you again and offer you an opportunity to get some or all of your money back by doing something for them. This is a follow-up scam, an attempt to get more money out of you. Change the settings on your email account so that emails from the scammers are immediately deleted or sent to spam Having been advised that going through Craigslist was a waste of time, I underwent a torturous, but ultimately successful, journey to get the scammed money back. Here's what I learned along the way 7 ways to get your money back from a Bitcoin Scam - Scam News Channel. 7 WAYS TO GET YOUR MONEY BACK FROM A BITCOIN SCAM. Can I get my money back from a Crypto scam? How to Recover Lost Cryptocurrency - 7 Ways. 1. Convey your intentions to the scam company without being emotional. 2. Report The Scam Company. 3 What steps you are going to take in order to get your money back after being scammed. Today is the time where the internet is a tool that is of everyday use. A user is not able to buy and sell online as they depend on it 4. Will I get my money back? Unfortunately, it is extremely difficult to recover money that has already been transferred to scammers. This is because it is often very difficult to track down the person or group that has scammed you. Information on recovering your losses can be found on ACCC's Scamwatch website. 5

How to Get Money Back after Being Scammed Onlin

  1. If you've lost money to a scam or given out your personal details to a scammer, you're unlikely to get your money back. However there are steps you can take straight away to limit the damage and protect yourself from further loss
  2. If you are suffering financial stress due to money lost in a scam, you can call the toll-free National Debt Helpline on 1800 007 007. Beyondblue provides support (including a hotline) for people suffering from depression or anxiety. You can call the hotline on 1300 22 46 36. Lifeline runs a 24-hour suicide prevention and crisis support hotline.
  3. If you get scammed, they get scammed in a sense. Step number 3: You've now done all you can do really. From here, I do my best to in any way try to contact the actual scammer and tell him/her that you're willing to escalate the situation with legal action if your money isn't returned within 24 hours. Don't give them more than 24 hours

What to do if you're a victim of fraud Bank Australi

  1. Is there any other way we can pursue getting the money back? It's been a very distressing experience for my mum and I feel like getting the $5000 back would go some way to making her feel better.
  2. 4. NOTIFY YOUR CRYPTO WALLET PROVIDER. Contact your crypto wallet and notify them that the company you paid is a scam and is refusing to give your money back. This will raise awareness and ultimately jeopardize the scams relationship with the crypto wallet which may also help prevent others from being scammed. 5
  3. And if you do get scammed and lose money in the process, there are ways you can get your money back in some cases. Shop it: Malwarebytes Premium Multi-Device, 30-day free trial then $4.99 a month.
  4. When I wanted to withdraw my money I was told I would need to pay taxes on my profits before I could access it. I was never warned about this but they insisted I needed to pay taxes before I could get my money back. After I asked for my money, my trades started to fail and my accumulated profits were starting to decrease
  5. When you get in touch with Money-Back to file a complaint against an online forex scam, your chances of getting the money are very high. In fact, when you search how to get money back from forex scam after some years, Money-Back might be the only name you will find in your search results. Money-Back has started only four years ago with its.
  6. After dealing with the fallout of being scammed out of money and working to recover from being scammed, familiarize yourself with the most common types of scams. By understanding how you may come in contact with a scammer and what experts consider to be red flags, you may be able to spot a potential scheme
  7. If you want to use chargeback to get your money back after a scam, this letter template could help. Bank transfer A bank transfer scam, also known as an authorised push payment (APP) scam, occurs when you - knowingly or unwittingly - transfer money from your own bank account to one belonging to a scammer

Getting your money back after being scammed online isn't just about making payments. Sometimes, you might see transactions on your bank statement that you don't recognise. This could be a. After Fiverr investigated the claim, the company immediately deleted the fake client's account. The contractor didn't get his money, but at least justice was served. Get your money back. Some online shoppers completely lose hope, thinking that they'll never get their money back after they have been scammed We work to get your money back. The FTC brings lawsuits to stop unfair and deceptive business practices. One way we help right those wrongs is by getting refunds to people who lost money. And from July 2017 to June 2018, people got more than $2.3 billion in refunds from FTC cases Don't give money to anyone on the promise they will get your lost money back. Unfortunately, if you have paid scammers, the chances of recovering your money are not good. Contact the bank or service you sent money through. If you are the victim of a financial scam, credit card scam or identity theft, contact your bank immediately If you've paid for something you haven't received, you might be able to get your money back. Your card provider can ask the seller's bank to refund the money. This is known as the 'chargeback scheme'. If you paid by debit card, you can use chargeback however much you paid. If you paid by credit card and the item cost more than £100 but less.

The police and Financial Services Authority admit that they're usually powerless to get your money back after you've been scammed. However, there's a way to do so yourself in many cases, and with relative ease. If you make any purchases of between £100 and £30,000 and pay for it, or even just part of it, using your credit card, your card. How to get money back after being scammed online How to get money back after being scammed online By Adele Kitchen Published 16 April 2020 Fraudsters are getting more and more sophisticated, making online scams harder to spot. They can create fake websites that look like the genuine article and trick people into parting with their cash To help protect consumers from online scams, Windows includes security features and updates with free real-time protection, and the SmartScreen filter built into Microsoft Edge helps protect against malicious pop-ups. In addition, the Bing Ads team took action to block 25 million ads in the tech scam category in 2017 as part of its ad quality work After being seriously scammed by an unlicenced Binary trading manager, given big promises, but losing trades. I thought my savings were lost for ever until contacting Winchargeback. Charlotte's great knowledge of the industry and intuitive tactics got most of my money back for which I am very grestful It is important that they know about these scams and tries to find the sources. However, are you going to get your money back, by reporting it to the police? No, the chance that you are going to get your money back from the police is almost 0. They might catch the individual behind the scam, but they will not be able to recover all the money.

Unauthorised and mistaken transactions - Moneysmart

  1. Money transfer scams. Unfortunately, you can't always get your money back if you've been scammed, especially if you've handed over cash or you've paid via a wire service like the Western Union, Money-gram or Pay-point. One of these services provides advice on how to avoid fraud and scams, so it's a good idea to read their advice
  2. If a person informs within three days, the entire amount is paid back. For current accounts, overdraft accounts and credit cards with limit above Rs 5 lakh, the maximum limit is Rs 25,000. For.
  3. Ludhiana: If you have become a victim of an online financial fraud, you can get the entire money, withdrawn from your account, back just by approaching the bank concerned and police within 24 hours
  4. If customers are found to be grossly negligent, they won't get any money back. See more below on what's expected of the customer. Banks will usually have to decide whether or not to refund a victim within 15 working days of the scam being reported, up to a maximum of 35 working days in exceptional cases, and must then issue the refund as.
  5. Internet Fraud Internet fraud is the use of Internet services or software with Internet access to defraud victims or to otherwise take advantage of them. Internet crime schemes steal millions of dollars each year from victims and continue to plagu..
  6. The second step is to obtain all the existing photos, in digital form, your loved one has from the scammer. Often, it will just be one photo, but it isn't rare for the victim to have a few more.

How to Get Your Money Back After Being Scammed Onlin

5) Call your credit card to ask for a chargeback. You can dial the customer service line on the back of your card and let them know you want to dispute a charge and would like a chargeback. It's best to do this as soon as possible after you realize you cannot get your money back any other way. Delays can hurt your case and ideally, you would. PayBack's funds' recovery program has been helping consumers and users online recover what is rightfully theirs after being victimized by trading scams, trade platform scams, and the likes. Funds recovery has been a prominent method of wealth recovery and scam money recovery. Due to this, there are also recovery scams that have been. MyChargeback is a company that since 2016 has been helping individuals or companies to recover their money from scams. It is a legal company that knows all the laws and procedures (bank card, bitcoin, bank transfer) to recover the money. It is the oldest company that offers recovery services on the internet. MyChargeBack works with more than 750 banks and manages more than 5,000 files every month If however you do find yourself out of pocket due to an online scam, the worst thing you can do is to do nothing at all, said Cobbledick. Obvious scams For example, sellers offering free puppies, are often scammers who use the emotional bond to extract money upfront from people who genuinely want to adopt a dog

The Electronic Funds Act states that your bank can hold you liable for $50 of charges if you notify it of the fraud within two business days. Your liability rises to $500 if you take more than two days but less than 60 days to alert your bank of fraudulent charges. You have unlimited liability for charges if you wait more than 60 days to alert. Although cryptocurrency got such a huge coverage in the media, still people fail to understand this currency even the basic concepts which makes them exposed to Crypto Scams. Request to get money back from bitcoin scammer by sending an email to - info@fundsrecovery247.com. Recover from Being Scammed by Hiring a Bitcoin Recovery Exper Get in touch. If you (or someone you know) is a CommBank customer and has been targeted or lost money as a result of being scammed, call us immediately 24/7 on 13 2221. Report it. Report the scam via the Australian Cyber Security Centre. Reports may be referred to the police for possible investigation. Take control and stay protecte Because you did NOT authorize a payment, you are typically able to get your money back after reporting the incident. SCAM. If you were knowingly involved in the transaction and you gave the ok and authorized a payment to be sent, this is typically defined as a scam. Even if you were tricked or persuaded into authorizing a payment for a. Money lost to online scams can be intercepted and recovered, provided the victims react in time and alert the banks involved in the transactions, according to the Interpol

Hopefully, in a sign that the government is committed to protecting its citizens, there are a number of places to report scams in New Zealand. Remember, this is not about getting your money back. It is about doing your part to protect your fellow citizens, family, and friends, as well as to hold the scammers accountable Romance scams occur when a criminal adopts a fake online identity to gain a victim's affection and trust. The scammer then uses the illusion of a romantic or close relationship to manipulate and. How can I get my money back if I have been scammed? If you have recently fallen for a scam that resulted in financial loss, you may now be desperately trying to find a way of getting your money back. Unfortunately, there is the possibility that you won't get your money back at all as it depends on the type of transaction and the actions you took Scam victims to be refunded by banks. New protection for individuals tricked into transferring money to fraudsters has now taken effect - but not all banks are signed up to the scheme. Some 84,000. Use direct phone numbers you have on file for your banks, online services, and the like to confirm the information that's being requested via email. Report the emails. Report phishing emails to.

Asset recovery investigation from a ponzi scheme - http://www.afxsearch.com This will not help you get your money back, but it could help stop others being scammed by the same fraudsters. If you are unsure about making a transfer, a top Money Mail tip is to send a random. Below, I'll tell you how romance scams usually work, outline 5 common romance scams, 5 common signs you're being scammed, and 9 ways you can protect yourself. 5 Common Long Distance Relationship Romance Scams. Romance scams are usually a form of organized crime. Sure, some scammers are individuals, but many involve syndicates 'We take our responsibilities to preventing scams very seriously, and support the victim of a scam in the recovery of their funds on a best endeavours basis.' How victims can fight to get money back 1. The scammer is model beautiful. It seems its easier to fall prey to a scammer's requests for money when those requests are coming from what appears to be a younger and overly attractive amore

As a result, the financial institution works really hard to get its money back. But when your debit card is used illegally, money is stolen directly from your account. It usually takes longer to dispute the charges, and your dollars are on the line if you can't get your money back. Compare credit cards vs debit card Third parties may be able to get your money back or remove fraudulent charges. Report a scam that happened with an online seller or a payment transfer system to the company's fraud department. If you used your credit card or bank account to pay a scammer, report it to the card issuer or bank. Also report scams to the major credit reporting. Can I get my money back? You might be able to get your money back after you've been scammed. Whether you will get your money back depends on what happened and how you paid the scammer. Unauthorised transaction on your account. Money can only be taken from your account if you authorised (or allowed) the transaction Customer Security. Customer security is the number one priority for banks regarding the safety of your money. Australia's banks work hard to prevent their customers from becoming victims of any kind of financial crime, be it internet fraud, phone scams or identity theft

Report scams to the ACCC using this online form. If you know the scam started in NSW, and/or you know the name of the business or individual, call us on 13 32 20 or make a complaint online. If possible, report the scam to the appropriate agency (see below) to help them warn others and take action against scammers Back in 2015, I was scammed by an online dater for over $35,000 and I was heartbroken and almost broke. I created this dating watchdog site to help others like me avoid this disaster before it is too late. Altogether we have helped over 50,000 users avoid being scammed online The scammer might have infected your computer with a virus, or stolen passwords and financial information. To stay safe you should: reset your passwords. let your bank know your financial information might have been stolen. make sure you update your anti-virus software. You could also get an IT professional to check your computer For online purchases, spend a few more bucks on the standard Goods and Services transactions and invest in the Buyer's Protection program. How To Get a PayPal Friends And Family Refund on Your Own If you prefer to handle the refund request by yourself, there are a few different approaches

What To Do if You Were Scammed FTC Consumer Informatio

The most common money transfer scams always include at least one of the following: A request from someone you've never met. Someone in a crisis that you can't tell anyone else about. A money transfer being the only form of payment accepted. Paying money to get more money back. Common money transfer scams to watch out fo How to make a claim for Buyer Protection. If you have an eligible purchase you can make a claim using PayPal's resolution centre within 180 days of making the payment. You must also have an existing PayPal account that is in good standing and have used this account to pay for the item. However, before making a claim you must first attempt to. John Walker from St Ives was scammed after looking for a way to make some extra cash after being signed off work. He spotted an advert for Bitcoin investments on a sporting app but ended up being. Head to the resolution center to open a dispute within 180 days from the day of purchase. Tap on Dispute a transaction.. Choose item dispute. These are the steps you have to follow to raise a dispute and get the full refund. Despite support from PayPal, many consumers still want to know Does Paypal Refund Money If Scammed That said, most scams that are run on sellers tend to revolve around refusing to pay for an item or attempting to get their money back after purchasing said item. [4] X Research source The most common scam is called the bait and switch refund, in which a buyer complains about receiving a broken or faulty device after it ships

How to Get Your Money Back if You've Been Scammed Online

Related: Online Love Scams: Here's How To Outsmart A Romance Scammer! 1. Confront the people responsible. If you are convinced you have been scammed, the first thing you can do is contact the people responsible. If you can find or contact them you might be able to convince them to give you your money back. It could be that the scam is still. 1. Non-delivery scam. An eBay money-back guarantee protects buyers from fraudulent sellers, save for some exclusions. The following is a list of items that are not covered, which means the seller can accept payment, fail to send the item, and then you as the buyer have no recourse through the eBay website Alibaba is a wholesale directory where you can find manufacturers for your products, as well as already-made products. In some circles, Alibaba is considered the largest ecommerce site in the world, rivaling Amazon.. One of the prime differences between Amazon and Alibaba, however, is the fact that Amazon is more of a storefront, while Alibaba offers a wholesale directory, offering you the. Don't worry — it's easy to spot puppy scams online if you're aware of the red flags to look for. And it's even easier to find a good breeder when you know what questions to ask Federal and national consumer organization top 10 consumer complaint scam lists, click here. Arizona, Illinois, Ohio and Oregon. Missouri, New York, Oregon, Ohio and Texas. And to see a list of other type of top 10 scams, such as by category, or targetting specific groups, see this page. For a quick look-up of new and current scams, see this.

How to Get Money Back after Being Scammed Online Jun 22, 2020 · How to Get Money Back from Scammers. How to get money back after being scammed online is a question many people ask these days. Internet scams and frauds are common these days. People who are new and didn't know the basic rules to use the internet, have become the easy victim of. COVID-19 phishing scams. A scammer may try to steal your information using 'investment opportunities' to make your money back from sharemarket losses. The scammer may pretend to be someone you know, like your fund manager or your financial adviser. They may contact you by email, phone or text, or on social media

Unfortunately, most scam victims won't be able to get their money back. It becomes even harder if you've sent the money overseas, as this is out of Australian government agencies' jurisdiction ATM frauds on the rise: Several cases of ATM frauds are being reported with a rise in the number of hackers who are using advanced technology to breach systems and extract cardholder information to withdraw money. After the recent ATM fraud in Gurugram, here are some steps you can take to get your entire amount back after such a fraud case

If a business has ripped you off and you want your money back, you may feel like you can ruing the business online. In some cases, this is true. This is a guide to get your money back using reverse SEO tactics, negative Online Reputation Management and other guerrilla tactics online. Get satisfaction, get your money back. I used all of these steps and got a full refund plus expenses from a. People who are tricked into transferring money to a fraudster may be able to get their cash back under proposed new rules - and several major banks are to start reimbursing victims straight away. A new draft voluntary code for banks proposes that where a victim of a scam has met the requisite level of care, they should be reimbursed Whom to Contact After Being Scammed Law Enforcement. A scam constitutes fraud, which is a criminal act. Notify law enforcement immediately once you realize that you have been conned. This will enable you to obtain a police report, which could possibly help you recoup your losses. It will also allow law enforcement to begin their investigation. While I see a lot of Answers claiming that Amazon has a no question asked policy, my personal experience has been different. Maybe the policies vary by Geo and Amazon is more customer focused in USA compared to other countries it work in. Just as.

Here are our top 10 tips to fight back if online scammers try to blackmail you: Do not pay. Those who have paid report that the scammers came back the next day with demands for even more money. Make a note of the scammer's details so they can be reported in order to help protect others Hire an attorney. It's another expense and it takes time, but it's often the best option for getting your money back if the amount is above what your state recovery fund allows in a complaint (typically $20,000). Small claims court. If the amount is $10,000 or less, or whatever limits your state's small claims court allows for litigation. I fell for one of the credit card scams. I didn't think I would ever get my money back. After several unsuccessful attempts at trying to communicate with the company I was ready to give up. I found your site, read all the reports and filed my Rip-off Report along with all the others. Then I followed your suggestions in your Rip-off Revenge. The online dog-for-sale ad looked trustworthy enough. Key points: Would-be buyers have lost nearly $300,000 on puppy scams since January; Puppy scammers place online ads for animals that don't exis The Most Popular Money Transfer Scams. May 22, 2021. June 10, 2021. Matt Di Vincere. Online money transfer scams are still a popular way for Internet criminals to extract money from unsuspecting individuals and corporations. We believe that every person using the Internet should familiarise themselves with the most popular money transfers scams.

She lost more than $200,000 in an investment scam about four years ago, had to go back to teaching to make ends meet and during it all, survived a bout with cancer in her thyroid. I never thought I'd get anything after what happened, said the 69-year-old widow who lives in the central Florida town of Avon Park Re: Scams and getting your money back. @Manolo71. A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance. However as it is a gift payment, there is also no Buyer protection as no goods or. Find out more: how to get your money back after a scam; How 'BT' scammers stole £80,000. Claire (not her real name) had no reason to suspect foul play when BT called about her slow internet speeds. She had been having issues and was happy to follow instructions when the caller said checks needed to be carried out on her PC Scam of a company. I was charged for a free trial of $62 and they refuse to refund me as I cancelled straight after they took payment out and they keep offering me free courses. Don't waste ur time with a fraud company. I'm still trying to get my money back and I won't stop till I get i

Beware of coronavirus-related scams. Scammers are taking advantage of the coronavirus pandemic to con people into giving up their money. During this time of uncertainty, knowing about possible scams is a good first step toward preventing them Ensure you get what you pay for with Buyer Protection. We're looking out for you if something goes wrong, like getting two different coloured shoes. If your eligible PayPal purchase doesn't go as planned, we'll help you make it right with Buyer Protection Option #3: Fund Recovery by CHARGEBACK in case of Card Deposit. If you have deposited your fund using Debit or Credit card, then CHARGEBACK is the best option to Recover your fund in case you were scammed by a Forex Broker. Sometimes, even just the threat of a CHARGEBACK can get a trader their Money back According to Action Fraud which explained how to recover scammed bitcoin and How to retrieve stolen bitcoin in a case involving £68 million BTC which was taken in a 'romance scams' in 2020. The isolation, loneliness and worry that the pandemic has created is the good surroundings for cybercriminals to operate in, and scams of this sort have accrued by twenty per cent throughout the health.

How to recover your money from scammers - TotalScam!

  1. The bank should be trying to get their $4,863 from the scam artists. But instead, the cardholder gets two 1099-C forms from Chase, one for the initial courtesy credit from 2009 and the other.
  2. So here are 7 signs that you are being scammed: 1. A company is contacting you out of the blue. If a company you've never dealt with before is contacting you out of the blue - whether online, on the phone or face to face, and is asking you for money - be very wary. To ensure they are who they say they are, go to their official website, call.
  3. Online, scammers are prolific, costing Australians alone in excess of $27 billion dollars each year. Even in 2016, the ACCC reports online dating scams are still the most successful type of scam - period. Rather than physical threats, these scams and scammers serve as very real dangers to both your identity and your finances
  4. Thats when I had my sweet mother call her and tell her that she was going to go get the money from her and as long as she got the full amount back, then she could talk me out of calling the cops. (Of course I had my brother go too) but honestly my weightlifting 62 year old mother would have ripped that woman apart. In the end we got the money back
  5. #2. If something sounds too good to be true, then it's probably a scam. As it happens, money doesn't grow on trees. And no, people don't give away money just because they woke up in a charitable mood. So, the next time you open up an email and see things like order now, hurry up!, or claim your free money here, close it. #3

The sooner you make the calls, the sooner your money and credit will be protected. As a bonus, if bogus charges show up on your account later it's easier to get the issue resolved because you've already alerted the company you're the victim of a scam. 3. Contact the Three Major Credit Bureau Use caution if a company requests a payment in Messages. If you did not initiate the conversation directly with the company, it may be a scam. Review payment information closely before you confirm it. If you sent the wrong amount or sent money to the wrong person, try to cancel the payment or ask them to send the money back I received my new license about two weeks after being scammed. I am over 70 and my licence should have been free but the site required £71.60, which I stupidly paid. I was only alerted when at the end of the online transaction I saw that the company was based in Barcelona Exchanging the money and the item at the same time is always your best bet. it's best to stay on people's good sides by being fair and honest. back out. These people aren't worth the drama

How to Recover Money from a Scammer - wikiHo

The PS5 scam: This scam is usually spread on social media and offers the chance to become a tester for Sony and receive a PS5. These advertisements are lies. The actual scam can be an advance-fee scam where you will be asked to pay before receiving the console, or it can be an information gathering scam There are many scammers out to get your money, under the guise of offering a loan. But in order to get the loan, you'll need to make upfront payments (e.g. for 'processing' fees). After getting as many payments as they can out of you, they simply disappear without a trace. Some of the warning signs of a loan scam include Internet scams often start outside Australia, while the victim is still in Australia. Some seek to defraud you while you're in Australia. Others aim to lure you overseas with promises of romance, money or jobs. Nigerian letter scam. The Nigerian letter scam usually starts with an email from someone you don't know

How I got my money back from my bank after falling for an

Donald Trump forced to pay back $122 million in donations after supporters were tricked into making recurring payments to his 2020 campaign. New York Times investigation reveals Trump campaign and. The good news is: you can protect yourself and avoid money transfer scams. Follow a few simple guidelines to stay one-step ahead of the scammers. Avoid sending money to someone you've never met in person. If you feel you have to send money to someone you've never met, try to avoid sending large sums all at once. Consider paying late Even if they only get someone 1 or 2 percent of the time, they're still going to make a lot of money, Henderson says. Here's a look at different kinds of gift card scams and fraud, plus tips. Scam bitcoin ads trading off unauthorised images of Dick Smith, Andrew Forrest and other celebrities, which have taken in tens of thousands of Australians, are part of a highly organised global.

7 ways to get your money back from a Bitcoin Scam - Scam

After removing my bathtub and starting to build a frame for the shower, I discovered he spent the $7000 I advanced him to pay his bills. I have had to hire another contractor to complete the bathroom and cannot afford to do the porch. What recourse do I have to get my money back? I live in Wichita, Kansas Scams with the elderly often involve money coming from your bank or retirement accounts. As soon as you find out or realize that you've been scammed, you should notify whoever deals with your money. There may still be a chance to get your money back, or it may not have even left your account yet Marketplace investigates tow trucks that can take you for a ride after an accident. For more: http://www.cbc.ca/marketplace/episodes/2015-2016/tow-truck-tric.. Personal. How PayPal Works See how PayPal simplifies your life; PayPal App Pay in person, send money, and track activity; Buy and Shop A fast and secure way to buy online and in person; Send and Request Money Transfer to friends or get paid back; PayPal Credit and Cards Our credit, debit, prepaid cards, and PayPal Credit; Manage Your Money Get Direct Deposit, cash checks, add cas

You may also report the business to the Consumer Financial Protection Bureau via their online complaint site or by calling 855-411-2372. If you believe you are a victim of a student loan aid scam, you can also contact the Federal Trade Commission (FTC) and file a complaint with the FTC Be wary of get-rich-quick schemes. If an offer seems too good to be true, it probably is. Avoid sending money or giving your account information to anyone you don't know or a company you can't verify as a legitimate. If you send money as part of a scam, you may not be able to get it back